Caye Caulker, Belize

Retire in Belize

By Betsy Burlingame

Last updated on Sep 26, 2025

Summary:

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What is it like to retire in Belize?

"Belize city is usually used by people just passing thru. For those of us who live here, there is a night life, a cultural center, casino, theatre, gyms etc. The expats are here, and we all eventually find each other, drinking at the British barracks, or local bars and wine clubs. There is an international woman's group, but I do not attend," said a person in Belize City.

"Belize has a vibrant retirement community of expats from all over the world, making it a great place for retirees to enjoy life. There is a range of cultural attractions to explore, such as the ancient Mayan ruins and the legendary Blue Hole, as well as incredible untouched beaches and lush rainforests. Retirees can take advantage of the diverse recreational activities that Belize has to offer, including snorkeling, hiking, horseback riding, fishing and bird watching. Furthermore, retirees can enjoy a lively nightlife in the cities, with plenty of bars, pubs, clubs and music venues to choose from. All in all, retirement living in Belize provides an exciting and unforgettable experience for retirees," remarked one retiree in Belize.

"We have met quite a few expat people, although we are comfortable being with the native people most since they are exceptionally friendly and helpful," said a retiree who moved to Hopkins Village, Belize.

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What advice do overseas retirees have for others considering retiring abroad?

"We love it here, we have never looked back. 85 degrees sunshine all year around and gentle breezes blowing off the sea. Great people, great ethnic food, a mix of cultures (Spanish, Mayan, foreigners, belizians, garifuna) make this place really worth it. We didn't want to do the Ambergris Caye.... Live on a beach thing. We are close enough to the beaches if we want them, but have mainland and wildlife and masses of exploring to do. We are active in wildlife conservation and busier than we have ever been. Our expertise in our fields has been welcomed with open arms, this really is a country where you can make a difference, if you want to, How many people have had two types of endangered species In their car? We have helped capture and transport an injured orphaned baby manatee to rehab, and facilitated the handover of captive howler monkeys to rehab. My husband advises the govt and the coalition on oil industry matters. We live a fulfilled life, with diving on tap, it doesn't get better than this. It was the best move we have ever made. Like everyone else we have spoken to, our advice is to do it sooner than later, and enjoy," explained a retiree in Belize City.

"New host countries bank system, currency, taxes etc. need local drivers license?," explained one retiree living in Corozal.

What are the most challenging aspects of retiring in Belize?

"Same as living in your own country. Learning to adjust to living with each other 24/7. They say downsizing is good but as prices of properties are so good we went from owning a 3 bedroom in Scotland, to an 8 bedroom in Belize. It's nice to have that much space, our own space.," said one retiree in Belize City.

"For me, driving is difficult, especially at night. Pedestrians don't usually wear clothing that is visible at night, and safety does not always seem to be a concern," commented one retiree living in Hopkins Village, Belize.

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What are the most rewarding aspects of retiring in Belize?

"The most rewarding aspects of retiring in Belize are the opportunity to explore the country's stunning landscapes and its diverse culture, the pleasant tropical climate and the availability of a range of activities, from diving to hiking and snorkeling to exploring ruins. Additionally, the low cost of living, the fascinating wildlife, the friendly locals and the vibrant expat community all make Belize a great place to retire," said a retiree who moved to Belize.

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What are healthcare services like in Belize?

We asked retirees if they have access to good medical care in Belize. They wrote:

"Yes..Belize city has the three best hospitals in the country. For simple things they are very good and cheap compared with the US,, but for cancer that sort of thing people go to the states. You can get private medical insurance as a member of the caricom , which in our case includes treatment elsewhere, if it is not available here in Belize. People who don't have medical insurance, use Guatemala city, Merida Mexico, or panama for medical procedures. For members of the public, using public health centers and hospitals the waits can be very long and the care, patchy. I would not suggest people come here with terminal illnesses, as belizes not equipped to deal with that," said one retiree in living in Belize City, Belize.

"Healthcare services in Belize are generally accessible and affordable. There is a wide range of public and private hospitals, health centers and clinics offering services such as primary care, obstetrics and gynaecology, paediatrics, dentistry and ophthalmology. The government operates health centers and clinics across the country, as well as two regional hospitals. Private healthcare centers also offer a range of medical services for those with the financial resources. Vaccines are available for many infectious diseases and there is a national health insurance scheme for near universal access to health care services. The quality of the healthcare services is improving but is still limited in some regions," explained a retiree in Belize.

"We have not needed medical care so far, but it is available locally. We hear that the care is very good," explained one retiree living in Hopkins Village.

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How do I meet people in Belize?

When we asked people living in Belize about club and activities where newcomers can meet others, they responded:

"It is really easy to meet people on Ambergris Caye. Here are just a few ideas of where we regularly socialize. Anything outdoor and health oriented is great on the island. My husband and I built the San Pedro Fitness Club, so I go there most days. Ladies tend to enjoy the water fitness classes, in particular, since it is both exercise and social time. But there are sailing groups, plenty of scuba and snorkeling opportunities, places that specialize in sailing or kayaking, and fishing groups and competitions. There are now also several yoga schools where you will meet health oriented people. So for those of us who like to balance healthy activities with a little indulgence, it is easy to do here... For those who enjoy live music, there are a variety of places where people hang out and listen to local bands, all for free. Beach bars include Crazy Canucks, BCs, and Fidos, all near town. On the north side, Legends often has good music. We love to dance to a live band on the beach, cooled by a sea breeze! Sunday afternoon lunch is a time when everyone goes out for beach BBQ and to socialize. Popular places include Caribbean Villas (they have plenty of water toys), Crazy Canucks, BCs, and the Palapa Bar (up north). We go to Wine de Vine on Friday nights. This is a "smoke free" environment where many expats, business owners and tourists drop in for a nice glass of wine, and a cheese platter. There are regular festivals and fund raiser events that many expats attend. It is a great way to socialize and also donate to a good cause. There are more volunteer organizations than I can mention. Many expats join both to contribute, and to meet people. The most popular are the Saga Society (which is the local Humane Society), the churches, Lion's Club, and various school organizations. Some groups get together to play cards such as bridge. And many of us get together for group dinners. Sometimes we meet a favorite restaurant. Other times we enjoy a pot luck with friends," said one retiree in Ambergris Caye.

"Expats living in Belize can join a variety of different clubs and activities. Options include sailing, snorkeling and other water sports, yoga and meditation classes, extended day hikes and more. Expats may also want to visit the local markets and festivals for shopping, food, and cultural experiences. Other popular activities include golf, tennis, volleyball and basketball. In addition to all of these activities, expats can also meet people in Belize by taking classes at the local schools, attending church, and getting involved in volunteering. People also tend to gather in the bars and restaurants most evenings, making it a great opportunity to mingle and meet new people," commented one retiree living in Belize.

"Belize has been at the forefront of Disc Golf progress in Central America since 2020. There are now 12 courses in Belize most of which are Public and either free or $5 Bz to play. Most courses are in parks or large farms. A couple are located in growing expat communities specifically in Corozal. There are also now monthly competitions moving rotating around the courses. Come enjoy Disc Golf in Paradise," explained one retiree living in Belize.

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What is life like in Belize?

When we asked people living in Belize what life is like and how people spend their time, they said:

"I have lived a very enjoyable 9 years in the Corozal area. Whoever wrote the other response is a real nay-sayer. Tell me anywhere in the world where things are perfect. If you wear gold jewelry and drive a big fancy car, you are a target. It is not that bad," said a person in Belize.

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What do I need to know before retiring in Belize?

When we asked people what advice they would give someone preparing to move to Belize, they said:

"Before retiring in Belize, expats should understand that the cost of living is high compared to other Central American countries, and they will need to budget accordingly. Additionally, they should research their medical options in Belize, and familiarize themselves with the visa and residency requirements in order to stay legally in the country. It's also important to research the language and culture of Belize, as these will likely be very different from those at home. Finally, expats should be aware that the tropical climate and hurricane season may affect living conditions," said a retiree who moved to Belize.

"I am not sure how long I will remain in Belize because as a single person, it is important that others embrace me as a friend. They are very kind people but getting into their inner circles is a different story. I am alone most of the time. This includes locals and expats," said one retiree in Belize.

"Always travel to Belize first before you move here. Never try to make Belize just like it was for you back home... just accept Belize for what it is and enjoy it. It's an emerging third world country.... not the USA, so keep your expectations in check and go with the flow," commented one retiree living in Belize City, Belize.

"Do not leave your brain at the border- see this article here http://www.caribpro.com/Caribbean_Property_Magazine/index.php?pageid=767," explained one retiree living in Cayo San Ignacio.

"I love Belize, I am from London UK, now in America and we have bought some land in Belize and will be building a home and emigrating soon. We did months of research prior to spending 20 days there and fell in love. Best part is that it is only a 20 minute flight to the Cayes. Scuba diving is a must, I will definitely do that again. And Mexico is so near to us (Corozal) it is just a 20 minute drive to get to the big department stores so a win win. I love the way of life there, only thing I would say is never expect the place you emigrate to, to be and have exactly what you already have. People who have emigrated there with no research have moved back out of Belize as they expected Walmart and Starbucks on every corner, and a good old American food. Research, choose a few places then spend a few days at least in both," said one retiree in living in Corozal, Belize.

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What type of recreational activities are there in Belize?

"There is always swimming in the beautiful Caribbean Sea and private pools. The village has a miniature golf place, and there is an outside basketball court. Soccer (futbal) is also played on the beach. There are many natural attractions like hiking, waterfalls, zip lining, motorcycling in the area," explained one member in Hopkins.

"In Belize, residents enjoy a variety of recreational facilities, such as beaches, parks, and nature reserves. The country is home to many beautiful beaches, such as the popular Placencia Beach, which offers a variety of activities such as swimming, snorkeling, and kayaking. There are also numerous parks and nature reserves, such as the Cockscomb Basin Wildlife Sanctuary, which is home to a variety of wildlife and offers hiking trails and bird watching. Other recreational activities include fishing, diving, and sailing. Belize also has a vibrant nightlife, with a variety of bars, clubs, and restaurants," said one retiree in Belize.

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Where will I buy groceries and do other shopping in Belize?

"The stores in Hopkins are small to medium variety stores that also sell a selection of groceries. There are also vendors around the village selling fresh vegetables and fruit, as well as baked goods.I Supply may be limited, but generally you can find what you need. There are several village stores offering various souvenirs," explained one retiree living in Hopkins.

"If you are looking to have the comforts of the US you will not find them in Belize. You cannot go to a real grocery store and pick up things you are accustom to having. They don't have a large chain in the country just local corner stores found in big cities," said one retiree in living in Belize.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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