Retire in Saint-Malo, France
Last updated on Apr 03, 2025
Summary: What is it like to retire in Saint-Malo, France? Retirees share their experiences living in Saint-Malo.
What is it like to retire in Saint-Malo?
"Life for a retiree in Saint-Malo, can be quite charming and relaxed. The city is known for its rich history, beautiful architecture, and stunning coastal views, making it an ideal place for those who appreciate culture and natural beauty. There is a small but active expat community in Saint-Malo, with many retirees from various countries choosing to settle here. This community often organizes social events and activities, providing a great opportunity for retirees to meet new people and make friends. Cultural attractions are abundant in Saint-Malo. The city is home to several museums, including the Musée d'Histoire de la Ville et du Pays Malouin, which offers a fascinating insight into the city's past. The Saint-Malo Cathedral is another must-see, with its stunning stained glass windows and impressive architecture. For those who enjoy outdoor activities, Saint-Malo offers plenty of options. The city's beautiful beaches are perfect for leisurely walks, while the nearby Grand Aquarium is a popular destination for nature lovers. Sailing is also a popular pastime in Saint-Malo, thanks to its location on the coast. Nightlife in Saint-Malo is more laid-back than in larger cities, but there are still plenty of options for those who enjoy a night out. The city has a number of cozy bars and restaurants, many of which offer live music. For a more cultural evening, retirees can catch a performance at the Théâtre de Saint-Malo. Overall, life for a retiree in Saint-Malo is peaceful and relaxed, but with plenty of opportunities for socializing, cultural exploration, and outdoor activities," explained a retiree in Saint-Malo.

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What advice do overseas retirees have for others considering retiring abroad?
"Retirees in Saint-Malo, advise others considering retiring abroad to thoroughly research the cost of living in their chosen destination, as it can vary greatly from their home country. They suggest learning the local language, as it not only helps in day-to-day life but also enriches the experience of living in a new culture. They recommend securing a reliable health insurance plan that covers international travel and residence. They also emphasize the importance of understanding the local laws and customs, particularly those related to residency and taxes. They advise making frequent visits before the final move to ensure the chosen location truly suits your lifestyle and preferences. They suggest connecting with local expat communities for support and advice. Lastly, they recommend being open-minded and patient, as adjusting to a new culture and way of life takes time," said a retiree who moved to Saint-Malo, France.
What are the most challenging aspects of retiring in Saint-Malo?
"One of the most challenging aspects of retiring in Saint-Malo could be the language barrier, as French is the primary language spoken and not everyone may speak English. The cost of living can also be a challenge, as it is generally higher in Saint-Malo compared to other parts of France, especially when it comes to housing and dining out. Healthcare could be another concern, as while France has an excellent healthcare system, navigating it and understanding the nuances can be difficult for non-natives. The weather might also be a challenge for some, as Saint-Malo has a maritime climate with cool summers and mild winters, which may not be to everyone's liking. Cultural differences can also pose a challenge, as adjusting to the French way of life, customs, and etiquette may take some time. Lastly, being far from family and friends back home can be difficult, especially during the holiday seasons or in times of need," explained a retiree in Saint-Malo.

We are the best possible negotiator to help our expatriate clients to safely, efficiently and effectively find the right property in the right place in the French Riviera. Whether buying or renting, French Riviera House Hunting's objective is to find the best place for you, making sure that there are no hidden problems in the acquisition or renting process!
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We are the best possible negotiator to help our expatriate clients to safely, efficiently and effectively find the right property in the right place in the French Riviera. Whether buying or renting, French Riviera House Hunting's objective is to find the best place for you, making sure that there are no hidden problems in the acquisition or renting process!
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What are the most rewarding aspects of retiring in Saint-Malo?
"Retiring in Saint-Malo offers the opportunity to immerse oneself in a rich historical and cultural environment, with the city's ancient walled town, stunning architecture, and numerous museums and galleries. Living in Saint-Malo provides easy access to beautiful beaches and stunning coastal walks, perfect for those who enjoy outdoor activities and nature. The city's location in Brittany, a region known for its delicious cuisine, means retirees can enjoy fresh seafood, crepes, and local cider, enhancing their culinary experiences. Saint-Malo is also a vibrant city with a variety of festivals and events throughout the year, providing plenty of entertainment and social opportunities. The healthcare system in France is highly regarded, providing peace of mind for retirees in terms of medical care and services. Despite being a popular tourist destination, Saint-Malo maintains a relaxed pace of life, allowing retirees to enjoy a laid-back lifestyle in a beautiful setting. The city's close proximity to other European countries also makes it an ideal base for those who wish to travel and explore during their retirement. Lastly, the welcoming and friendly nature of the local community in Saint-Malo can make retirees feel at home and quickly become part of the local social fabric," said one retiree in Saint-Malo.
What are healthcare services like in Saint-Malo?
We asked retirees if they have access to good medical care in Saint-Malo. They wrote:
"Healthcare services in Saint-Malo are of high quality, with a number of public and private hospitals, clinics, and pharmacies available for residents and visitors. The city is home to the Saint-Malo Hospital, which offers a wide range of medical services including emergency care, surgery, maternity care, and geriatric care. There are also several specialized clinics that provide services such as physiotherapy, radiology, and dental care. Pharmacies are easily accessible throughout the city, and they offer over-the-counter medications as well as prescription drugs. Many pharmacists in Saint-Malo are able to give advice on minor health issues. In terms of health insurance, France has a comprehensive healthcare system that covers a large portion of medical costs, and this applies to Saint-Malo as well. Both residents and visitors from other European Union countries can access these services, although visitors may need to have a European Health Insurance Card. The city also has a number of general practitioners and specialists, ensuring that residents have access to both primary and specialized care. Doctors in Saint-Malo are known for taking the time to listen to their patients and provide personalized care. In addition to physical health services, mental health services are also available in Saint-Malo. There are psychiatrists and psychologists practicing in the city, and the hospital has a department dedicated to mental health. Overall, healthcare services in Saint-Malo are comprehensive, accessible, and of high quality, ensuring that residents and visitors have access to the care they need," said a retiree who moved to Saint-Malo, France.
How do I meet people in Saint-Malo?
When we asked people living in Saint-Malo about club and activities where newcomers can meet others, they responded:
"Expats in Saint-Malo, often join local clubs and organizations to meet new people and immerse themselves in the local culture. These can include sports clubs, such as sailing or tennis clubs, which are popular due to the city's coastal location. There are also language exchange groups where expats can practice their French while helping locals improve their English. Cultural organizations, such as art or cooking classes, are also popular among expats. These provide opportunities to learn about French culture and cuisine while meeting like-minded individuals. In addition to joining clubs and organizations, expats often meet people through their work or by attending local events and festivals. Saint-Malo hosts a number of annual events, such as the Route du Rock music festival and the Quai des Bulles comic book festival, which attract both locals and expats. Volunteering is another great way for expats to meet people in Saint-Malo. There are numerous charities and non-profit organizations in the city that welcome the help of foreign volunteers. This not only provides a chance to give back to the community, but also to meet locals and other expats. Finally, many expats find that simply frequenting local cafes, markets, and shops can lead to casual conversations and new friendships. The people of Saint-Malo are generally friendly and welcoming, and are often curious to learn about other cultures," said a person in Saint-Malo.
What is life like in Saint-Malo?
When we asked people living in Saint-Malo what life is like and how people spend their time, they said:
"Life for expats and digital nomads in Saint-Malo is filled with rich history, stunning architecture, and breathtaking coastal views. The city offers a relaxed pace of life, making it an ideal place for those who want to escape the hustle and bustle of larger cities. The local community is welcoming and friendly, and while French is the main language spoken, English is also widely understood due to the city's popularity with tourists. Saint-Malo is known for its high-quality cuisine, particularly seafood, which expats and digital nomads can enjoy in the many restaurants and cafes scattered throughout the city. The city also has a vibrant arts scene, with numerous galleries, music festivals, and theatrical performances to enjoy. For digital nomads, the city offers reliable internet connectivity and a number of comfortable spaces to work from, including cafes and coworking spaces. The cost of living is relatively high compared to other parts of France, but many find the quality of life to be worth the extra expense. Despite its small size, Saint-Malo has a lot to offer in terms of outdoor activities. The city is surrounded by beautiful beaches and the nearby countryside is perfect for hiking and cycling. The city's marina also offers opportunities for sailing and other water sports. While Saint-Malo is somewhat isolated compared to other French cities, it has good transport links, making it easy for expats and digital nomads to explore the rest of France and Europe. The city's rich history, beautiful surroundings, and relaxed lifestyle make it a popular choice for those looking to live and work abroad," explained a retiree in Saint-Malo.

We are the best possible negotiator to help our expatriate clients to safely, efficiently and effectively find the right property in the right place in the French Riviera. Whether buying or renting, French Riviera House Hunting's objective is to find the best place for you, making sure that there are no hidden problems in the acquisition or renting process!
Click connect to have our partner contact you via e-mail and/or phone.

We are the best possible negotiator to help our expatriate clients to safely, efficiently and effectively find the right property in the right place in the French Riviera. Whether buying or renting, French Riviera House Hunting's objective is to find the best place for you, making sure that there are no hidden problems in the acquisition or renting process!
Click connect to have our partner contact you via e-mail and/or phone.
What do I need to know before retiring in Saint-Malo?
When we asked people what advice they would give someone preparing to move to Saint-Malo, they said:
"Before retiring in Saint-Malo, expats should know that the city is a popular tourist destination, especially in the summer, which can lead to crowded streets and higher prices. The cost of living can be higher than in other parts of France due to its coastal location and popularity. Expats should also be aware that while many locals speak English, particularly in the tourism industry, it is beneficial to learn French to fully integrate into the community and daily life. Healthcare in France is of a high standard, but it's important to understand how the system works and to ensure you have adequate health insurance. The climate in Saint-Malo is oceanic, with mild winters and cool summers, which may be a change for those used to hotter climates. The city is rich in history and culture, with many festivals and events throughout the year, providing plenty of opportunities for socializing and entertainment. Public transportation is reliable and efficient, but having a car can be useful for exploring the surrounding countryside and other parts of Brittany. French bureaucracy can be complex and time-consuming, so patience and persistence are often required when dealing with administrative tasks. Finally, it's important to understand the French tax system, as France has a tax treaty with many countries to avoid double taxation, but it's advisable to seek professional advice to ensure you understand your tax obligations," commented one retiree living in Saint-Malo, France.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.