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Cost of Living in Hamilton, New Zealand

By Betsy Burlingame

Last updated on Jun 07, 2023

Summary: What is the cost of living in Hamilton, New Zealand? Expats, digital nomads and retirees living in Hamilton talk about the general living costs, the cost of housing and health insurance.

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Is the cost of living in Hamilton high?

We asked people how much they someone comfortably live on in Hamilton, they wrote:

"The cost of living in Hamilton is considered moderate compared to other major cities in the country. Rent for a one-bedroom apartment in the city center can be quite affordable, while a similar apartment outside the city center is even less expensive. When it comes to utilities, including electricity, heating, cooling, water, and garbage, the monthly cost is also reasonable. Internet connection is generally affordable as well. Groceries in Hamilton are priced moderately, with the cost of food items such as bread, milk, eggs, fruits, and vegetables being quite reasonable. Eating out at restaurants can vary, with inexpensive restaurants being quite affordable, while a three-course meal for two at a mid-range restaurant can be more expensive. Public transportation in Hamilton is also reasonably priced, with monthly passes available for regular commuters. Owning a car can be more costly, with gasoline prices being quite high. Healthcare in Hamilton is generally good value, especially for residents as the government funds a large portion of the cost. However, private health insurance can be quite expensive. Overall, while the cost of living in Hamilton, New Zealand is not the cheapest, it is quite reasonable and affordable compared to other major cities in the country," wrote a person living in Hamilton.

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William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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