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Cost of Living in Christchurch, New Zealand

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By Betsy Burlingame

Last updated on Jun 19, 2023

Summary: What is the cost of living in Christchurch, New Zealand? Expats, digital nomads and retirees living in Christchurch talk about the general living costs, the cost of housing and health insurance.

Is the cost of living in Christchurch high?

We asked people how much they someone comfortably live on in Christchurch, they wrote:

"The cost of living in Christchurch is considered moderate compared to other major cities in the country. Housing is relatively affordable, with rental prices lower than in cities like Auckland or Wellington. The cost of utilities such as electricity, heating, cooling, and garbage is also reasonable. Groceries in Christchurch can be slightly expensive, with prices for fresh produce, meat, and dairy products being higher than in some other countries. Eating out in restaurants can vary, with a meal at an inexpensive restaurant being quite affordable, while a three-course meal for two at a mid-range restaurant can be more costly. Transportation costs in Christchurch are also moderate. Public transportation is widely available and affordable, and while owning a car can be expensive due to the cost of petrol and maintenance, it is still within reach for many residents. Healthcare in New Zealand is largely publicly funded, and residents have access to free or low-cost healthcare services. However, private healthcare is also available for those who prefer it, and this can be more expensive. Overall, while the cost of living in Christchurch is not the cheapest, it is still considered affordable, especially when compared to other major cities in New Zealand," explained one expat.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Get a quote for international health insurance from our partner, William Russell.
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William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
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