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Cost of Living in Napier, New Zealand

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By Betsy Burlingame

Last updated on May 07, 2023

Summary: What is the cost of living in Napier, New Zealand? Expats, digital nomads and retirees living in Napier talk about the general living costs, the cost of housing and health insurance.

Is the cost of living in Napier high?

We asked people how much they someone comfortably live on in Napier, they wrote:

"The cost of living in Napier is considered moderate. Housing is relatively affordable compared to other major cities in New Zealand, with rental prices for a one-bedroom apartment in the city center being more affordable than in cities like Auckland or Wellington. Groceries and dining out in Napier are also reasonably priced. A meal at an inexpensive restaurant can be quite affordable, while a three-course meal for two at a mid-range restaurant is slightly more expensive. Transportation costs in Napier are also moderate. Public transportation is available and affordable, and the cost of gasoline is comparable to other parts of the country. Healthcare in Napier is generally of high quality and is affordable for residents. However, private health insurance can be quite expensive. Overall, the cost of living in Napier is lower than in larger cities in New Zealand, but higher than in many smaller towns. It's a good option for those who want a balance between city life and affordability," said one person in Napier.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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