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Cloud 9 Pier in Siargo, Philippines


10 Things to Know Before Moving to Philippines

By Betsy Burlingame

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Summary: If you're planning a move to Philippines, here are 10 things expats living there wish they had known before moving to Philippines.

Welcome to the vibrant archipelago of the Philippines, a country that boasts a rich tapestry of cultural diversity, breathtaking landscapes, and a warm, tropical climate. As you consider making this beautiful nation your new home, it's essential to arm yourself with knowledge to ensure a smooth transition. From understanding the to navigating the nuances of local customs, here are ten crucial things to know before you embark on your exciting journey as an expat in the Philippines.

1. Embrace the Warmth of Filipino Hospitality

Filipinos are renowned for their friendliness and hospitality. As an expat, you'll often find yourself welcomed with open arms and invited to local gatherings. This warmth is a cornerstone of Filipino culture, and embracing it can help you quickly feel at home. Don't be surprised if neighbors bring you local dishes to try or if you're asked to join in on karaoke nights. These interactions are invaluable for building relationships and understanding the local way of life.

2. Learn the language Basics

While English is widely spoken in the Philippines, especially in urban areas and among the educated population, learning some basic Tagalog or the local dialect of your region can go a long way. Not only will it endear you to the locals, but it will also help you navigate daily life more effectively. Simple phrases like "Magandang umaga" (Good morning) or "Salamat" (Thank you) can open doors and make your transition smoother.

3. Get Used to the Tropical Climate

The Philippines has a tropical maritime climate, which means it's generally hot and humid with plenty of rainfall. Expats should prepare for the heat by choosing appropriate clothing and staying hydrated. The country also experiences a typhoon season from June to November, so it's wise to understand the necessary precautions and have an emergency plan in place. Adapting to the climate also means enjoying the perks, like year-round access to some of the world's most beautiful beaches.

4. Understand the Cost of Living

The cost of living in the Philippines can be quite affordable compared to many Western countries, but it varies significantly depending on your lifestyle and location. Urban areas like Metro Manila tend to be more expensive, while provincial towns offer a more cost-effective way of life. Housing, food, and transportation can be quite reasonable, but imported goods and luxury items may carry a higher price tag. It's important to budget accordingly and understand where you can save and where you might need to spend a little more.

5. Navigate the Local Transportation

Getting around in the Philippines can be an adventure in itself. The country has a variety of transportation options, from the iconic jeepneys and tricycles to buses and the limited metro system in Manila. Traffic congestion is a reality, especially in major cities, so patience is key. Many expats choose to hire a driver or opt for ride-hailing apps for convenience. Understanding the local transportation system will help you move around more confidently and explore your new surroundings.

6. healthcare Considerations

Healthcare in the Philippines varies in quality, with private hospitals generally providing better care than public ones. Expats should consider obtaining comprehensive health insurance to cover medical expenses and ensure access to the best facilities. It's also advisable to have a plan for medical emergencies, including knowing the location of the nearest reputable hospital and having emergency numbers on hand.

7. Explore the Expat Community

Connecting with fellow expats can provide a sense of community and valuable support as you adjust to life in the Philippines. There are numerous expat groups and clubs that organize social events, cultural exchanges, and language classes. These networks can be a great resource for advice on living and working in the country, and they can also lead to lasting friendships.

8. Be Mindful of Local Laws and Customs

Respecting local laws and customs is crucial for a harmonious expat experience. The Philippines has its own set of cultural norms, such as showing respect to elders and avoiding confrontation. It's also important to be aware of local laws, including those related to drug offenses, which are taken very seriously. By being culturally sensitive and informed, you'll navigate social situations more gracefully and avoid any legal issues.

9. Prepare for the Bureaucracy

Dealing with bureaucracy can be one of the more challenging aspects of moving to the Philippines. From securing a visa to setting up utilities, processes can be slow and require a lot of paperwork. Patience and persistence are key. It's often helpful to seek assistance from locals or professional services that understand how to navigate the system efficiently.

10. Enjoy the Diverse Culinary Scene

The Philippines offers a diverse and flavorful culinary scene that reflects its rich history and cultural influences. From savory dishes like adobo and sinigang to sweet treats like halo-halo, there's a wide array of foods to explore. Street food is also a big part of Filipino culture, offering delicious and affordable options. Embracing the local cuisine is not only a delight for your taste buds but also a way to connect with the culture and make your expat experience more authentic.

Moving to the Philippines as an expat can be a life-changing adventure filled with new experiences and opportunities. By keeping these ten things in mind, you'll be better prepared to navigate the transition and fully embrace your new life in this dynamic and welcoming country.

Expats talk about Moving to Philippines

"I was lucky because my wife is from the Philippines so as far as learning the customs and so on that part was easy. Even so I made several trips of three to four weeks each over a three year period before I made the decision to move and retire here. Your US Dollars go very far here. My advice is to do your home work on any place you may want to move. There is much to learn. Visas for long term stay is most important. I am married to a local citizen so I only need to leave the country every 12 months for an overnight stay if I wanted and this visa is free. There permanent visas with a fee. There is top notch health care available here at a fraction on USA cost. As I stated before do your home work and you will have much happier results," said one expat living in Isabel.

"I have lived on Palawan for over 20 years and that information is not up to date. We have fine hospitals unless you are looking replacements then go to Cebu. Shopping in 3 large centers plus the usual. I have never had any trouble except minor stuff. The police were good. Great place; for me at least," said one expat living in Palawan Island.

"Electricity still the major issue - install a solar panel. Communication and internet is improving - StarLink is already available. Road Network is improving - new roads open and cemented," wrote a member in El Nido.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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Cloud 9 Pier in Siargo, Philippines
SJB Global
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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