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nickspm replied to the thread About the price of GOLD? on the Ecuador forum on August 03, 2015:
windshadow initially posted:
How about all that hype about buying precious metals we were being advised to purchase? Is this part of the plan, drop the bottom out of it then send it up to 10,000 per oz. Don't laugh, that is what I was told to expect. Educate us poor people that just don't understand it all.
nickspm replied 1 hour ago with:
kmoriarty45, Does your wife know how terrible you feel about the two of you living off the proceeds of an industry that subjugates the Ecuadorian people?
DocStJohn replied 2 hours ago with:
Thanks... First COMPLETE answer I have seen about what is happening here in Gold... Doc
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Expat ArticlesArticle Summary: Expats offered their recommendations for places to retire in South America. We know that this is a short list and hope you'll add your favorites below in the comments section. (Continue)
huarique replied on August 03, 2015 09:08 with:
Glasstiger6 Maybe because the article is about countries in South America and Panama is located in Central America?
glasstiger6 replied on April 01, 2015 12:04 with:
No mention of Boquete or Pedasi, Panama? I wonder why living in Peru and Uruguay would be better than anywhere in Panama. I lived in Ecuador and have family there, but I've chosen Panama for retirement, for a number of reasons.
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eper090643 replied to the thread US state residency on the Ecuador forum on August 03, 2015:
Floridaray initially posted:
It occurred to me that once the house is sold and I head to Ecuador I won't have an address here anymore. Like for my drivers license, etc. Do all the expats (who don't keep a house in the US) just forget things like DLs, etc. Or voting in the local/national elections by absentee ballot? Thanks!!
eper090643 replied 2 hours ago with:
Use a mail service like BUZZOM that has a street address in Miami for your mail and others things.
cccmedia replied on July 25, 2015 with:
Correcting two pieces of information you were given. The so-called "international drivers license" will technically be worthless to you in EC after 3 months or upon obtaining a res. visa, especially if you are in an accident. Some uninformed cops may allow it in an ordinary traffic stop provided you can produce a U.S. state-issued license that has not expired if requested to do so. The FBI background check will only take a week or two if you use National Background Check or another qualified FBI-designated channeler. Google FBI channeler and your city or town. cccmedia in Quito
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A reader commented on the Expat Report Culture Shock in Cuenca, Ecuador on August 03, 2015 07:08
Culture-Shock-in-Cuenca
Do you have any advice or thoughts about culture shock you would like to share?

LEARN SPANISH before you arrive. If taking a few classes at your local junior college is too much of a burden or bother for you, then you are NOT a candidate for relocation. The next time you visit your physician, consider what your experience of medical care will look like conducted entirely in Spanish.

THINK VERY CAREFULLY about whether you can live without seeing your relatives in America. They are not going to fly to Ecuador to see you. You will have to go home to see them. Loneliness is the number one reason ex-pats go home. Get ready to be disappointed - things are DIFFERENT here in a million little ways that can bum you out seriously from time to time. And they are not just different, they are inferior. If you come here looking to reconstruct an American lifestyle on the cheap, you will be enraged, disappointed, depressed, and then you will go home.

(Continue)
A reader replied on August 03, 2015 09:08 with:
The story by this American married to an Ecuadorian woman is true, though I have never lived or visited Ecuador. I lived in Mexico, Guatemala,Nicaragua and Panama, besides spending months in the Dominican Republic. All these Latin American countries share the Spanish language adapted to their traditions and history, and not speaking the national language is condemning yourself to a very limited and constricted life. Yes, the sidewalks are in bad shape as most middle class people in these countries move by cars or taxis; the sidewalks are used mostly by very poor or domestic(babysitters,housecooks,housecleaners people). Panama as a country comes closer to a North American lifestyle for Western goods and quality but at North American prices increased by 20%. My piece of advice for all it's worth : spend 6 months in a Latin American country and the oher 6-month period of a year back home.
A reader replied on August 03, 2015 05:08 with:
I totally agree with the person who wrote this article. We did find the medical very good and cheap the one time I had to go to the hospital. The food is lacking in flavor, even the vegies seem tough. Regarding Spanish, the language they speak there is not a true Spanish and difficult even if one is fairly fluent in Spain Spanish. We left Cuenca last year after living there for three years. The sidewalks, the noise, the horn honking, house and car alarms, dogs barking, etc. We now live in Europe and are going to get fat with the wonderful meats, fresh vegies. We lived in a good sized house and the only thing we miss about Cuenca is the cheap rent for our house compared to what we pay here, but ... we now have culture, museums, great foods, cheap and easy travel all over Europe, wonderful music and a far better lifestyle. I paid over $60 a bottle for my favorite drink, but in Italy it was only 12.50 Euros. Wonderful, cheap wine too. For those that love it there, am glad for them. It depends on what one wants out of life. We love to travel and found it difficult from Cuenca as far as hours and costs go to Europe or the US. We are very content now.
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OceanHideaway replied to the thread Spanish classes/schools on the Ecuador forum on August 03, 2015:
BruceBeer initially posted:
Going to Quito for two months, looking for Spanish instruction that may be in an outlying area with less traffic pollution.
OceanHideaway replied on August 02, 2015 with:
Get in touch with the Quito Clubhouse of the South America Explorers -- they may have some good suggestions: https://www.saexplorers.org/explore/peru/quito-clubhouse
ecuadorjoe replied on August 02, 2015 with:
Bruce, Just take the bus.
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OceanHideaway replied to the thread Budget Questions Again? on the Ecuador forum on August 02, 2015:
jenkinslj initially posted:
Hello, Who here is under 40 years old and living in Ecuador? Interested to know how you are getting along? And your type of lifestyle compared to income or savings? Where in the country are you located? Single or a family? Will my wife and I be doing ok on a couple grand a month? We are young and probably not living the same as retired pensioners on fixed budgets. Just would like to continue to check on how others are getting by.
OceanHideaway replied on August 02, 2015 with:
FOr most areas -- you should do pretty well on $2K per month -- paying rent and traveling and going out a few times a week for meals, and having a social life, getting some souvenirs along the way. You will want to keep your income on the down low though -- or you will find many people wanting to borrow (a eupimism for give) funds... and you might be tempted to invest in businesses ... don't...just...don't... not without some serious research, It's NOT the USA. What areas are looking to live in?
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property in EcuadorBeautiful townhouse in private, gated Cuenca neighborhood in desirable and convenient part of Cuenca.
OceanHideaway replied to the thread Social security on the Ecuador forum on August 02, 2015:
jpatsour77 initially posted:
Can anyone tell me where to go to get a certified copy of my income and how to get it Apostile or where to go to get all my documents Apostile Thanks in advance
OceanHideaway replied on August 02, 2015 with:
Some additional info to keep in mind: The FBI background check goes to the US Secty of State for Apostille Your State Background check which is once again necessary as of this writing (Aug 2015) would go to your State Secty for Apostille. Some states give you an option to get thqat background check in Spanish (Florida for example) so you may want to chose that option and save the need to translate -- it is the official state version in the required language.
kmoriarty45 replied on August 01, 2015 with:
Your local Social Security Office can get you a certified copy of your S.S. monthly earnings. It doesn't have to be apostilled simply certified, translated and the translation certified. FBI fingerprints need to ( I believe) be apostilled ( they weren't required when I got my permanent visa ). You State Police background check is apostilled by the Secty. of State where you are residing. In Florida for example, I got my background report then had to send it to the Secty. of States office ( with a fee ) and have it apostilled, then have the apostilled version translated and certified. Check online with your state's Secty. of States Office for how it is done and the fees, where you live. P.S. I did get my S.S. proof of income apostilled after jumpiing through many hoops to do it, only to discover that it wasn't necessary. I merely needed it certified.
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jeffndiddle replied to the thread Available Medications in Ecuador on the Ecuador forum:
avfc24 initially posted:
Trying to find out if the following meds are available and what the prices are Tacrolimus 1mg. Ursudiol 300mg Omeprazole 20 mg Glimepiride 4 mg Lisinopril 5 mg Any assistance would be appreciated
jeffndiddle replied on August 02, 2015 with:
thanks for listing the website of the pharmacy - very helpful. was able to find the few medications I take. Thanks!
ecuadorjoe replied on April 18, 2015 with:
OH, I agree with your comment. But I still not agree with your comment on mental issues (illness) and cocktails, to make my position very clear my daughter is a Physiatrist and because I am relatively intelligent I learned a lot from listening to her.
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LADDIED replied to the thread matrimonial property laws on the Ecuador Welcome Forum forum on August 01, 2015:
carocollie initially posted:
My son who is an expat marries 8 months ago to an ecuardorian girl. My son has considerable assets in ecuador that I helped fund. He informed me he got married to help her get a visa and he's in love. He has only known her a short time and she has no assets ,qualifications and speaks no English. I have met her and when I raised the subject of prenups she refused to discuss. My son said she's not materialistic and he trusts her. He does not like me taking about it but said he went to a lawyer who said all assets he had before he got married are protected for him.I would like to know if this is true.
LADDIED replied on August 01, 2015 with:
You are a wise man. Many of us including myself do not take these precautions. Things change and the wife I thought I would love forever, changed and became a person I did not want to know, and was a person who was unacceptable to me and who's behavior was unacceptable to me. Now my assets are all tied up in a prolonged divorce and property settlement, with a woman who is no longer sane and rewrites her history on a daily basis. I can not talk to this person and can not reason with her. I only wish I had been as wise as you were.
kmoriarty45 replied on August 01, 2015 with:
Much as my wife and I love each other, we sat down with the lawyers PRIOR to our marriage and drew up an agreement clearly listing personal assets and liabilities and what would become shared assets and liabilities. We had it drawn up in both Spanish and English , certified and registered. It was not simply to protect ourselves but to make sure that in the event of our deaths or divorce there was , under Ecuadorian law, the correct adjudication. My lawyer in the States has a copy ( in both English and Spanish ) as well as a copy of our wills. Ditto for our abogado, here. I don't plan on kicking the bucket or getting divorced and neither does my spouse but better safe than sorry.
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