William Russell Expat Health Insurance

Ecuador Expat Forum

medical prices

Topic Closed thread is now closed  
Post New Topic Newest First
3/28/2016 09:04 EST

thinking of moving my wife and self to Ecuador. She is younger than myself and I do not want to stay in the US and work to pay for medical insurance. Love the idea of living in Ecuador. This means I need to know all about medical costs. thank you for any information on this concern.

3/28/2016 13:26 EST

I have been here five years....here being Ecuador.

Re: insurance, medical.....keep in mind that very often the price of the procedure here is a quarter to a fifth of what it is in the USA. Which is to say, it's the deductible.

The first month I was in Ecuador, five years back, I had a echo cardiogram done. Walked into the clinic, the test was with Siemens equipment (on a short list of the best). I am watching the image of my heart pumping. The clinician is pointing out the measurements the computer is making. No hurry. Between my Spanish and his English we communicate. The cost was $70. In the states $450 would be the average for this.

The full (panel?) of tests for various body fluids, $110 last time I did that.

Visit to a cardiologist, $50 including an ekg.

Test for parasites, $20, meds for Amoeba (a year back) $40. Bad water in Vilcabamba.....gringo land lord swore it was fine.

A big part of the reason people in the USA put up with criminal capitalist medicine is fear. Here it isn't socialist medicine, its not subsidized, it just lacks the organized crime at the top. They simply couldn't afford it here.

Watch those bastards testify before the US congress explaining why their meds cost much more in the USA than in Canada or the rest of the world.

The truth is simple but they will be damn'd if they will utter the words....."because in the US they can extract the $$$! from patients, and the government (the people) They pay well for the privilege of doing so when they buy congress critters.

Medicine should be structured by doctors, not capitalists. Public health the goal, not profit.

I will put the soap box away now.

Come down and investigate, its different here.


William Russell International Health Insurance

Need health insurance in Ecuador? William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite).

Get a Quote

3/28/2016 14:53 EST

Keep in mind that if your paying out of pocket a catastrophic illness will still probably bankrupt you. If your waiting for gov't treatment for cancer or something similar, there is a good chance you'll die waiting.

3/29/2016 08:16 EST

Thank you this gives me confidence that medical help will not cost an arm and a leg. 1 year from today we are planning a 1 month vacation. Thank you again

3/29/2016 10:24 EST


While you are visiting Ecuador, if you ask, you will hear dozens of stories about expat's medical experience down here. Many do have insurance, the insurance here is cheaper than it would be in the states. The details I don't know but people seem to be happy with it.

In Vilcabamba, where I live, in the valley of longevity, at the northern entrance to the town is a sign. It says in Spanish, "Rather than putting more years into your life, put more life into your years"


3/29/2016 11:03 EST

Once you're a full time resident you can apply for Ecuador's insurance for around $70 per month. Doctor visits, dental, medications are very cheap so if you're in good health you could just pay as needed.

How do I use Expat Exchange?
You'll gain access to the best information and features when you join our site (it's free). Then, choose your destination and you'll find many of these features for your country:

Ecuador Forum Country Forums
Meet other expats and digital nomads and talk about living abroad in your destination country on our Country Forums.

Living GuideLiving Guides
Explore basic information about life in specific countries using our Living Guides.

Help other expats and newcomers by answering questions about the challenges and adventures of life overseas.

City Guides Gather location-specific information in our City Guides for some of the most popular expat destinations in the world. You'll find a drop-down list of all city networks in each country network.

Moving GuidesMoving Guides
Research the practical realities of moving to your new life abroad in our Moving Guides.

Best Places to LiveBest Places to Live
Discover the best places to live in your new country based upon the reported experiences of expats and digital nomads already there.

HealthcareHealthcare Guides
Evaluate information about health insurance and the private and public health care systems in your new country.

Real EstateReal Estate
Find homes for sale and rent in popular expat towns and cities.

Cost of LivingCost of Living
Gain insight into the cost of living abroad in your new country.

Pros and ConsPros & Cons
Take off your rose-colored glasses and learn what expats have to say about what it's actually like to live in your new country.

ResidencyVisa & Residency Guides
Gather insight into what you'll need to do to obtain a visa, work permit and apply for residency.

10 Tips10 Tips for Living Overseas
Read the top tips offered by expats who have already moved to your new country.

Copyright 1997-2021 Burlingame Interactive, Inc.

Privacy Policy Legal