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Moving To Ecuador

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Maree
2/12/2021 09:18 EST

Hello All,

I'm a single 60 year old woman that has thought of living outside the U.S. for years. Ecuador has been on my list for years every since I read Living in Ecuador. I'm looking for real feedback on livability as an expat there and any advise that you have. I am NOT looking to find America there, just the opposite where there is a human component where people want to connect and care about each other.
I've wanted to do this for such long time but have been a little apprehensive to make such a life change at my age. I have tricare medical insurance if it is accepted? Does anyone have advise for getting medical insurance?
Any general advise or mentions on renting, cost of living etc. is greatly appreciated.

Mary

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DMMExpat
2/12/2021 10:02 EST

We spent 7 months in Cuenca Ecuador from Dec 2019 to July 2020. During that time, we met many people, including single women in our age group; we are 62 & 63, respectively. Follow gringopost .com or look into Ecuador groups on Facebook. There are rental properties and information about healthcare there, as well as larger communities of people to connect with.

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For expats in Ecuador, choosing an expat health insurance provider is an important decision. Get a quote from our partner, Allianz Care. Their plans ensure that you have access to quality healthcare whenever you need it. Allianz Care's flexible solutions allow you to tailor your cover to meet your needs and budget.

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tjfritz62
2/12/2021 11:28 EST

Hi Mary, We are an older couple with a teenage son. We chose to live on the coast in the Bahia de Caraquez area, in San Vicente. We have made close friends with local Ecuadorians and there are also various expats in our area. San Vicente and Bahia are small town/city areas. Manta is a larger city and has more expats. We chose to sign up for IESS for which we pay about $85 per month for all of us. We have been in Ecuador for about 8 years now, (currently in USA due to family issues) and love it here.

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Penguin007
2/12/2021 19:00 EST

Good evening Mary,

I actually came to Ecuador in 2009 and love it here. I live in Salinas. Because I was from downtown Chicago, I totally get what you are saying about getting to know the people here. I didn't even know the people who lived on my floor in Chicago. Here I know everyone after 12 years here from the doormen in the buildings, the fruit lady, the sunglass sellers, etc. You really do feel like you are part of a family here and that is important when so many of our families are not here with us. Please reach out and ask any questions you may have.

Kimberly

312.985.7703 International
098.621.2688
www.ieiecuador.net

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Penguin007
2/12/2021 19:00 EST

Good evening Mary,

I actually came to Ecuador in 2009 and love it here. I live in Salinas. Because I was from downtown Chicago, I totally get what you are saying about getting to know the people here. I didn't even know the people who lived on my floor in Chicago. Here I know everyone after 12 years here from the doormen in the buildings, the fruit lady, the sunglass sellers, etc. You really do feel like you are part of a family here and that is important when so many of our families are not here with us. Please reach out and ask any questions you may have.

Kimberly

312.985.7703 International
098.621.2688
www.ieiecuador.net

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polsan
2/12/2021 23:06 EST

tjfritz, do you pay only $85 for IESS for all three persons or $85 each?

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allianz international health insurance

For expats in Ecuador, choosing an expat health insurance provider is an important decision. Get a quote from our partner, Allianz Care. Their plans ensure that you have access to quality healthcare whenever you need it. Allianz Care's flexible solutions allow you to tailor your cover to meet your needs and budget.

Get a Quote

Kimac
2/13/2021 08:06 EST

As far as IESS health insurance, and pretty much anything else goes, don't make the mistake of thinking of such things as a commodity.

Even with the crapification of the US health system, unless you go to private clinics in Ecuador you're likely to be disappointed. The public health system can prove a valuable service, especially if you language and intercultural skills are up to it (meaning practically native level).

There is a GREAT deal to understand about how the overall health care system really works, and by using the appropriate search words you can get a good start on this forum.

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santaanaornot
2/14/2021 12:01 EST

Hello from the deep freeze here in U.S.
I don't know who this couple is exactly, but their YT channel is very interesting. Here's the video about Moving to Ecuador.

https://www.youtube.com/watch?v=x7ZKIp9ZpRA

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santaanaornot
2/14/2021 12:03 EST

Maree, I am your age also and thinking the same. Have been viewing this couple today and just wondering if it's still possible for me to do so as well.

https://www.youtube.com/watch?v=x7ZKIp9ZpRA

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santaanaornot
2/14/2021 12:03 EST

Maree, I am your age also and thinking the same. Have been viewing this couple today and just wondering if it's still possible for me to do so as well.

https://www.youtube.com/watch?v=x7ZKIp9ZpRA

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ONWARDS21
3/3/2021 11:29 EST

Hi Kimberly. We are planning our exploratory trip to Ecuador at the moment. We were thinking of Cuenca as a base but are now focusing on Manta. I know Salinas is not really close to manta but I was wondering about the humidity and how severe it really is around that area. We were thinking if Manta works out, we would do the permanent move there. Thanks in advance for your input.

Bob

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kmoriarty45
3/3/2021 14:05 EST

Bob,

Surprisingly, you will encounter higher humidity and dampness in Cuenca than in Manta or Salinas. Cuenca gets a lot more rain!

The Coast, because of the sea breezes that almost always blow in, seems drier and not as hot or having the oppressive humidity of the Amazonia region of the country.

I live on the southern coast in Machala, which is always a little cooler than Guayaquil and even in the rainy season (now) doesn't have really high humidity. There's almost always a refreshing breeze and most of our heavy rains occur late at night or really early in the morning.

Cities, by their very construction, are often more humid than the suburbs and country. Guayaquil - compared to the rest if the coast - is humid! Living on the coast of Ecuador is like living on the Sun Coast of Florida - between Tampa and Naples - with Manta being a bit warmer and Machala being a bit cooler.

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tjfritz62
3/3/2021 23:27 EST

We pay about $85 for all 3. It is about $72 for my Husband/head of household. $13.74 for Wife dependant, and $0 for our minor son. Our rates will most likely go up soon as son is now 18. But he will still be counted as a dependant as he is a student and from what I understand will be until finished with University. We are also investigating private health insurance for the future, if needed.

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Penguin007
3/6/2021 14:35 EST

Hi Bob,
I am not an expert on Manta. I have been there many times but never lived there. I think someone else on the forum could problem answer your questions better than me. Good luck on your search for the perfect place!!

Kimberly

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Penguin007
3/6/2021 14:35 EST

Hi Bob,
I am not an expert on Manta. I have been there many times but never lived there. I think someone else on the forum could problem answer your questions better than me. Good luck on your search for the perfect place!!

Kimberly

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Pacho1983
3/25/2021 00:51 EST

Hope you can speak Spanish, no better way to connect than through a common language.

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windshadow
3/26/2021 13:02 EST

Welcome to Ecuador and I hope your move is a pleasant one.
Just a note, there are men of excellent quality here even though it is seldom announced like the women seem to like to do.
Not me, I am a bonafide misogynist. LOL

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biskisclan3
3/27/2021 21:27 EST

Hello Maree,

My husband and I are moving to Ecuador in April. We bought a condo in Crucita in 2012 and are finally able to move down there. From the first moment we were in Crucita, staying at a wonderful B&B (Cabanas VIstamar) we were hooked. In just 10 days, we had built a good network of friends that have remained even though we have only been down 3 times since buying the condo. Our friends are always reaching out to us to see how we are doing and when we will finally move down. THe couple that own the B&B are taking care of our place and paying HOA fees for us. I cannot wait to get down there and to the kind and helpful friends we have made.
I don't think you can go wrong choosing Ecuador. I know we didn't

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joesnurse
3/27/2021 23:36 EST

My wife and I just moved to Crucita in mid October. We love it here.

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joesnurse
3/27/2021 23:36 EST

My wife and I just moved to Crucita in mid October. We love it here.

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joesnurse
3/27/2021 23:36 EST

My wife and I just moved to Crucita in mid October. We love it here.

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multiego
3/28/2021 02:50 EST

Are your travel plans made with the virus in mind? I'd like to return when possible. I snow birded to Cuenca and Vilcabamba for ten years. Right now stuck in the north.

Health insurance? Some minimum is a condition of residence but not expensive. my experience was that paying out of pocket works well. The insurance is NOT what you are used to. Ask around when you arrive.

Living is very affordable. An argument has raged on this forum for the past decade regarding living on $600 a month. The required income for residence is $900 a month... but a single person who is frugal could live on $600 a month. For twice that you can live quite well.

it is like the old question....how long is a piece of string. ie, no single answer.

good luck

sinego

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Maree
3/28/2021 10:56 EST

Hello Biskickan3,

How wonderful and how exciting. We are planning a visit soon.

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Maree
3/28/2021 10:58 EST

Hi Joesnurse,

Can you tell what you do for medical and what is the best time of year to visit?

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Maree
3/28/2021 11:02 EST

Hello Muiltilingo,

Thank you for you response. How did you choose the city Cuenca from the other cities.

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Maree
3/28/2021 11:06 EST

Hi tj,

Thank you for responding. I’m getting married in a couple of weeks and hoping to visit soon.

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Maree
3/28/2021 11:10 EST

Hi Kimberly,

Sorry it’s taking me a while to respond. I’m getting married in a couple of weeks and my significant other is over 65. What do you do for medical insurance there and how are the costs.

Mary Harman
Charleston SC

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joesnurse
3/28/2021 11:28 EST

Hola, Jenny and I have been visiting Ecuador for at least the last 10 years, one or two trips a year. Since October, 2020, we now live on the coast in Crucita. So far we have been paying out of pocket for our medical needs. I just received my Visa last week. We do now have private health insurance for about $100 a month total for both of us. It doesn't really cover much but we were told it was needed in order to get our Cedulas. After we get the Cedulas, we can opt out of the private ins if we want. We are going to keep it and also enroll in the public health insurance for the bigger stuff. I believe it is about $90 a month each.

Like I said, now we have been paying out of pocket for medical stuff. You can have a doctor come to your house, yes, a house call, for about $20. Medication is way cheaper here than in the states. No prescriptions are needed for most medications. Some common OTC medications in the States can be hard to find here.

When are you planning your trip or move here?

We have been doing most of our travels here on the coast, but have been up in the mountains to Cuenca (for the dentist), Quito, Otavallo. The mountains are like spring time in the midwest all year round.

I would have to say the best time to be here, for us anyway, would probably be around June. At that time here on the coast, is the beginning of whale watching season. That time of year also is the dry season. If it rains then, it's usually overnight.
We are currently in the rainy season, which makes everything green again. There are still alot of clear sunny days now, but when it rains, it rains. There have been times since we have been here, we had 2 inches of rain in 24 hours. But then it dries out pretty fast.
Temperatures have been 80-85F for the high to 70-75 for the lows.

It is a great place to visit and an even better place to live. We love it here.
The people here are very patient with you and very helpful.

Hope you enjoy your adventure.

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Penguin007
3/28/2021 11:33 EST

Best of luck with your move in April to Crucita! I am sure you will love it.

Kimberly

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joesnurse
3/28/2021 11:39 EST

Hola, that YT video is from Amelia and JP. They have been doing those videos for quite awhile now. I believe they started in Cuenca and have since moved to Olon here on the coast. They provide a lot of good information.

Keep watching their videos, they have some experts on the videos as well.

Good luck in your adventure

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Maree
3/28/2021 12:40 EST

Thank you for responding. It sounds wonderful and we look forward to visiting very soon. Do you have any advise on finding lodging while visiting? We will mostly likely go to Cuenca and then the coast during a two week visit. Unfortunately, I’m not very fluent in Spanish currently so we’ll probably invest in a translator before we travel.

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cmgmemphis
3/28/2021 20:17 EST

We spent almost a month in Cuenca in Feb 2020 and really missed not being able to get back down in Feb 2021. We used AirBnB and reserved a hotel room in a huge family home a few blocks from the historical part of Cuenca, city square (Parque Calderon) and the huge cathedral. The owners are BA Group and the location is on Marisol Sucre 554. They have a beautiful penthouse apartment and regular rooms with 1 or 2 beds, washer dryer, kichen and dining area that can be used and the manager spoke good English and was very helpful in orienting us and finding a doctor when we needed one. Here's a link to one room they have but more may show up or you can contact owner by email to see what else they have. https://abnb.me/zDCEG8Au0eb We didn't visit the expat subdivisions at all but fell in love with the old town and the area along the river on south end of old town. Not sure what current situation is with AirBnB with short term stays. We walked most places or used cab for longer trips. We got a great orientation on the two bus tours that leave from Parque Calderon. Have a great trip.

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remoore2001
3/28/2021 22:21 EST

I love you newbies. I've been in Ecuador 12 years and lived in Crucita a little over tree years. Your thinking you have landed in paradise is funny. Write us all after the first king tides flood you and your roads out. Tell us how you feel after you don't receive water for a week or you have to deal with king tides that the local gov't does not deal with. Crucita is nice, but it is not paradise. Be aware that getting decent water, and protecting your beach will be a challenge. Acting like you are in paradise is funny. Be prepared for hard ship. I actually remember thinking like this. By the way ,there is no place better than the other. All you can do is pick the best place for yourself. But Ecuador is not paradise

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