What are the most challenging aspects of retiring in Philippines?

"The most challenging aspect of retiring in the Philippines could be the lack of resources for expatriates. Another challenge could be the lack of access to specialized health care services, as well as the cost of adequate medical insurance coverage. Additionally, the language barrier could be a difficulty for retirees who are not native speakers of Tagalog, the national language. Another challenge could be the cultural differences, which could make it difficult to adjust to living in the Philippines. Furthermore, the cost of living could be more expensive than other countries, and shopping for monthly necessities can be difficult to find. Finally, the climate and tropical storms could be a nuisance for those used to more temperate climates," mentioned another expat when asked about moving to Philippines.

"The challenges are less for me in Philippines because I have been visiting here regularly for over 20 years. I saved a fair amount working between the ages of 48-55. That, and social security in 2019 and I am set. The key for me is to be able to get away from some of the local nonsense, i.e. noise, pollution, scammers. I build a buffer from that," commented one expat who made the move to Cebu, Philippines.

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