Living in Mexico Guide

"I love the weather. It's only rained twice in the last 3 months. The beaches and Malecon are clean and beautiful. However the trash issue is obvious everywhere else although the city is making a noticeable effort. The stray dogs are an issue in town if you are a pet owner. The rent is super cheap but sometimes so are the amenities so don't expect to find a bathtub in any home and most hotels and remember, even with such affordable housing you get what you pay for in the end. The people are a mixed bag. But mostly great with foreigners because that's their bread and butter. I have only encountered a few anti-Americans and the young adult generation don't think twice about it. 2021 Expat Exchange Best Places to Live Survey

Key Facts about Mexico

12 Best Places to Live in Mexico in 2022

People moving to Mexico for work typically land in Mexico City, one of the 5 most populated cities in the world. But, snowbirds, digital nomads and expats have a long list of inland cities, lakeside towns, coastal cities and villages to consider.

Cost of Living in Mexico

As with anywhere else, it's important for people interested in living in Mexico to understand the cost of living there. Monthly living expenses are very subjective - location, lifestyle and medical insurance costs are among the many factors that influence your monthly expenses. If you want to live frugally without a car, dining out infrequently and traveling little, your monthly expenses will be far lower than those who choose otherwise. If you want to enjoy dining out, drinks, traveling and entertaining, the expenses will obviously go up.

An expat in Playa del Carmen offered: "The cost of living here is one of the most expensive in Mexico but is still much more affordable than the US. We eat out everyday....spend about $20 for two - for a complete meal, then tend to eat something light at night. I attend Zumba and pay for my monthly classes about $30, My husband goes to an amazing gym - classes included - about $50 a month. I never do my own laundry because there are laundry services everywhere. We spend about $5 a week. Gas is more expensive about $4 a gallon. Many appliances and sheets are about double the cost of what we pay in the US. So these items I try to bring from there."

Healthcare in Mexico

Mexico has universal (public) healthcare and a private healthcare system. Expats typically choose more than one type of healthcare coverage and use them differently based upon the care they need. For example, an expat may use the public system for routine medical issues and prescription medicines and the private system for surgeries, serious health issues and emergencies. Depending upon where they live in Mexico, some expats will choose to return home for care when that makes the most sense for them. It's important to consider all of this when researching and obtaining international health insurance for Mexico.

Carefully research all of the options you'll find listed here on Expat Exchange. There are a variety of expat and nomad insurance providers that suit a variety of different needs based upon coverage, age, costs and more.

Expat Health Insurance in Mexico

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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Visa & Residency

Expats in Mexico have to make a few choices in terms of how to manage their visa & residency status. Mexico generously allows people from the United States and some other countries to live there for up to 180 days a year. However, if you would like to exceed that time period, you will need to gain temporary, and eventually permanent, residency status.

The process involved in gaining temporary or permanent residency status is not overly complicated but it must be followed exactly or you risk having to go back and start from the beginning.

One expat in Mexico advised: "The main thing to know is that you must start your residency request outside of Mexico, at a Mexican consulate. Then you have 30 days to present yourself to the Mexico immigrations. There are professional groups that will do all of this for you, for a fee, of course."

Pros & Cons of Living in Mexico

Expat and global nomad life can be full of adventure, but they come with a long set of challenges to go along with all those rewards. It's much different than being a tourist, but you'll need to navigate day-to-day life where the language is often not your native tongue and the sights and smells will not remind you of home. If you're seriously considering a move to Mexico, take off the rose-colored glasses and get a realistic view of what life there will be like - the good, the bad and everything in between.

"I love Mexico City because there are a lot of things to do and it's a very walkable city. However, I recognize that it can be unsafe and this is the only negative," shared an expat in our 2021 Best Places to Live Survey.

Another expat in Mexico shared: "The weather is perfect, the food is good. Many people are kind but some just want to rip you off. I like learning a language and a new culture. We don't get cruise ships or big boats but I miss sailing. This is a surfer's ocean and too rough to swim in. The streets are not paved evenly so it is easy to fall if you miss something small. Taxis, doctors and many meds are all affordable. Certain meds are over the roof. Many drugs are not available even to doctors. The health system sucks for everyone. Thank goodness I can afford to use the services of the one private hospital.

Moving to Mexico

SHOPPING is great. Many do their grocery shopping at Wal-Mart, Sams Club, Chedraui (the Mexican version of Wal-Mart that is fantastic) the Mega store and others. Fifth Avenue is known for its lively, atmosphere with stores, restaurants with all types of specialty foods such as Mexican, Argentinian, Brazilian, French, Italian, Seafood, Steak and even fast food places like McDonald's and Burger King, Domino's Pizza, KFC. We have Office Depot, Home Depot, DHL, Fedex...just about everything.

An expat in Lake Chapala shared: "Rent your first house for a 2-3 month period while you look over the entire area and decide where you really want to rent, then go for a long term lease at a reduced rate. Use every resource available to you in your new area. Don't think you can learn it on your own. We thought we could and suffered for it. Take the help that others want to give."

Plan Your Move to Mexico

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Retiring in Manzanillo, Mexico

"We have a small but active expat community. We have a ladies lunch group once a month to hear speakers on local issues and meet other expats, plus keep up on what is happening in town. We have a couples group that has dinners every Thursday at different restaurants also to meet the other expats. We have golf groups, tennis, bridge, cards, a church service or two in English. We also have a new Gold's gym. The University of Colima has a great music department that has brought us some classical music concerts the last few years, this year we are having Romeo and Juliet. We have many great restaurants and most have live music and dancing."

Real Estate in Mexico

Foreigners absolutely can buy real estate in Mexico. While restricted zones were written into the Mexican constitution, the government circumvented these restrictions decades ago in order to monetize the nation's beautiful geography and desirable weather. While historically, foreigners were prevented from purchasing property within ~60 miles of an international border or ~30 miles of the coastline, there is now a process that makes it possible via indirect acquisition through a trust owned by a Mexican corporation or other financial entity.