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Living in Italy: Cost of Living, Healthcare and What to Know About Living in Italy | Expat Exchange
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Bergamo, Italy

Living in Italy

By Betsy Burlingame

Last updated on Jul 01, 2024

Summary: The approximate population of Italy is 60 million people. The largest cities in Italy are Rome, Milan, Naples, Turin, Palermo, Genoa, Bologna, Florence, Bari, and Catania. Expats love living in Italy for its rich culture, beautiful scenery, delicious food, and friendly people. Life in Italy is often described as relaxed and laid-back, with a strong emphasis on family and community. Popular foods in Italy include pizza, pasta, risotto, gelato, and focaccia. The cons of living in Italy include the high cost of living, bureaucracy, and the language barrier. The average cost of living for an expat is around $2,000 to $3,000 per month, depending on the city and lifestyle. This includes rent, utilities, food, transportation, and entertainment.

Italian For A While
Italian For A While
Italian For A While
Italian For A While

What do I need to know about living in Italy?

When we asked people what advice they would give someone preparing to move to Italy, they said:

"It is important to research the cost of living in the area you are looking to retire. Italy is generally a more expensive country to live and certain locations have higher property taxes than other areas. It is also important to research the healthcare system and see if you would need international or private healthcare. It is beneficial to learn some Italian before moving, as English may not be as widely spoken as in other parts of Europe. It is also worth researching the pension and tax system to ensure that the money you receive from home can be used to supplement your income. Consider banking and money transfers, as well as sources of legal advice that may be available for you access. Lastly, researching potential locations for retirement and the amenities and activities in the area can help you make the best decision for you," wrote a member in Italy.

"Just come and look around. I never, ever tell someone that "this is the place" for you. I've lived all over Italy and have dozens of "favorite" places to live, work or visit," commented one expat who made the move to Fiesole.

"Unless you have connections or otherwise know people here, Arona is a tough place to move to. Prepare to be lonely for a while, and you probably need a car," remarked one expat living in Arona, Italy.

"Before retiring in Italy, it's important to understand the residency and visa requirements. Also, research the cost of living, which can vary significantly between regions, with northern cities generally being more expensive than southern or rural areas, and consider healthcare services, as access and quality may differ across regions. Finally, it's beneficial to visit potential retirement locations to assess amenities, climate, and community fit," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

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How do I meet people in Italy?

When we asked people living in Italy about club and activities where newcomers can meet others, they responded:

"Expats in Italy can join local interest groups that meet in cities, such as book clubs, language exchanges, and walking tours. Expats can also look for nearby music and arts events, as well as church meetings and relevant cultural events. Expats can even meet people by visiting local markets and exploring popular tourist spots. Additionally, many cities have Meetup groups or specialized expat groups to help connect foreign newcomers to the area. Finally, many expats join business networks and associations, which can create positive work relationships and personal connections," remarked one expat living in Italy.

"Meeting people in Milan can be facilitated by joining expat groups, attending language classes, and participating in social events organized by international communities. Engaging in local activities, such as joining a gym, taking cooking classes, or participating in cultural events, can also help you connect with both locals and fellow expats," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

"There are dozens of them - I live close to Florence, so you have theirs, as well. I've made friends who are artists, musicians, businesspeople, retirees...you name it. So I recommend that each person, couple or family explore. Newspapers are abundant, social media even more so. And people drop by all the time. The only way you don't find out what's going on is if you lock yourself inside a building with no internet," remarked one expat who made the move to Fiesole.

"-For Books try FNAC on Via 20 September -For Curry try the Asian Super Markets along from Porto Antico toward Station Principe -For Ex-Pats try the English Bar off a side street Nr Piazza di Ferrari (on left as you head towards Via Garibaldi," explained one expat living in Genoa, Italy.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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What is life like in Italy?

When we asked people living in Italy what life is like and how people spend their time, they said:

"Good living, socializing, arts and festivals. Good wine town. The true "secret" of Italy is the connections people have with each other. It's also a good way to learn the language...fast," explained one expat living in Fiesole, Italy.

"In Procida the residents have a very old mentality and have a general prejudice towards non-resents, especially non-Italians. The opinions are that women do not need to work. The top priorities are taking care of there spouses, cleaning house, and having children. Procida is a very small island that is considered part of Naples. Most of the men work away from home and usually see their husbands 4 months out of the year," said one expat in Procida.

"Life as an expat in Milan is vibrant and dynamic, characterized by a blend of work and leisure. The city offers numerous cultural attractions, including museums, theaters, and historical landmarks, alongside a lively nightlife scene with bars, clubs, and restaurants," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

View More Answers

AGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

Learn MoreGet Quote

AGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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Is there a lot of crime in Italy?

We asked people if there is a lot of crime. They answered:

"Italy generally has a low level of crime but some regions, particularly in the south, experience higher rates of violence, theft, drug-related crime, and organized crime. Most crimes in Italy are non-violent and property-related, such as pickpocketing, burglary, and vandalism. Computer fraud, identity theft, and online scams are also common, as are violent crimes such as assault, homicide, and organized crime activities," explained one expat living in Italy.

Is there a lot of diversity? Are people in Italy accepting of differences?

"I've met people from over 40 countries, all colors and ethnicities under the rainbow," remarked one expat who made the move to Fiesole.

"Italy is a diverse nation with a population made up of people from different backgrounds. While the country's core national identity holds strong throughout its many regions, Italy is home to a wide range of ethnicities and religions, each one contributing its own unique cultural traditions. Although the recent influx of migrants to Italy has caused cultural and political tension in some areas, most Italians are tolerant and accepting of differences, making it an inclusive and welcoming place for all," explained one expat living in Italy.

"Milan is one of Italy's most diverse and cosmopolitan cities, with a significant population of immigrants and expats from around the world. This diversity is reflected in the city's cultural events, cuisine, and neighborhoods. Generally, people in Milan are accepting of differences, and the city's international character fosters a welcoming environment," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

View More Answers

AGS Worldwide MoversAGS Worldwide Movers
Get Quote

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

AGS Worldwide MoversAGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
Get Quote

What are the schools in Italy like?

"The International School of Milan is one of the premier international educational experiences in Italy. It provides students with an inclusive, bilingual learning environment where they are equipped with the knowledge and skills necessary to be successful in the global marketplace. With its commitment to a holistic, age-appropriate curriculum, the International School of Milan provides a challenging and supportive environment that encourages creativity, problem solving, and collaboration. This school has also established a strong emphasis on art, science, and technology to ensure students are well-rounded in their education. The Italian-German School in Rome is a unique international school in Italy, where students aged 3-19 have the opportunity to learn in both English and German. It follows the Italian and German national education systems and students are able to take official exams from both countries. With its focus on co-operation and responsibility, the Italian-German School provides an atmosphere where students can develop academically, socially and emotionally. In Florence, the British Institute (BI) is a popular choice among expats and the wider international community. Set in the historical centre of the city, the school provides an excellent hub for learning. Offering both ICSE and A' Level programs, it is key in providing students with the right educational background and foundation to succeed in higher education. It also has many extra curricular activities on offer such as sports, art, drama, and music. Finally, the European School Rome (ESR) is part of an international network of educational institutions that was established in 1957. It is one of the best international schools in the country and offers students a multi-lingual learning experience, with instruction in English, French, and Italian. It promotes innovation, mobility, and creativity and is dedicated to offering students from all over the world the best educational experiences. In addition, students have the option of taking part in extra curricular activities and programs to further broaden their education and experience," said one expat in with children at .

"Ask to see the inspection report, ask about budgets for books and IT resources, ask to see the books of children in the school - this will give you an idea of what you are letting yourself in for. Ask to see curriculum plans in place for the years of your children. Ask the school to show you any Online resources they subscribe to. I advise this because had we were somewhat naïve when we looked at the school and had some shocks once we arrived. Please ask to see how they develop the children grammatically and mathematically and about differentiation and progression. I did not see any examples of this happening during our 3 years at the school but things may have improved," remarked one parent with kids at International School of Modena in Modena.

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Is the cost of living in Italy high?

We asked people how much they someone comfortably live on in Italy, they wrote:

"Yes, the cost of living in Milan is relatively high compared to other Italian cities, driven mainly by housing expenses. Rental prices, especially in central and desirable neighborhoods, are among the highest in the country. Other significant costs include dining out, groceries, transportation, and entertainment. However, salaries in Milan tend to be higher, particularly in sectors like finance, fashion, and technology, which can offset living expenses," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

"The cost of living in Italy can vary greatly depending on the city. In general, the larger cities tend to be more expensive, while smaller cities and towns offer more affordable cost of living. For example, it is generally more expensive to rent an apartment in Rome than it would be in other parts of Italy. Groceries are usually fairly affordable, with fresh produce available in most markets throughout the country. Eating out in restaurants can also be slightly more pricey than in other countries, but prices vary significantly depending on where you dine. Transportation costs in Italy are also quite reasonable, with discounts often available to those who purchase tickets in advance. Overall, the cost of living in Italy is lower than in many other European countries, making it a popular destination for expats," said one expat who made the move to Italy.

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"The cost of living in Italy varies by region. Generally, in the larger cities, such as Roma, Milano, Torino and Firenze, the cost of living tends to be more expensive compared to more rural areas. A nice one bedroom apartment in Italy can range from 1000-1500 US Dollars a month, while a nice two bedroom apartment may cost 1200-2000 US Dollars. Eating at a moderately priced restaurant in Italy may range from 20-30 US Dollars for dinner and a beverage," commented one expat living in Italy.

What type of recreational facilities are in Italy?

When we asked people living in Italy about recreational activities, they mentioned:

"In Italy, residents enjoy a variety of recreational facilities, such as beaches, parks, and gardens. There are also many outdoor activities, such as hiking, biking, and swimming. For those who prefer indoor activities, there are plenty of museums, galleries, and theaters. Italy also has a vibrant nightlife, with many bars, clubs, and restaurants. Additionally, there are many sports facilities, such as soccer fields, tennis courts, and golf courses. Finally, Italy is home to many ski resorts, offering a variety of winter activities," commented one expat who moved to Italy.

"Milan offers a wide range of recreational facilities, including parks, sports complexes, gyms, and swimming pools. The city has numerous fitness centers and specialized sports clubs for activities like tennis, football, and martial arts. For cultural recreation, the city offers theaters, cinemas, museums, and galleries. Additionally, nearby lakes and mountains provide opportunities for weekend getaways and outdoor activities such as hiking, skiing, and water sports," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

What is the weather like in Italy?

"The weather in Italy is generally mild and pleasant. Summers are usually hot and sunny, while winters are usually mild and wet. Spring and autumn are usually mild and pleasant, with occasional rain showers. The northern regions of Italy tend to be cooler than the south, and the mountainous regions tend to be cooler than the coastal areas," commented one expat living in Italy.

"Milan experiences a humid climate, characterized by hot, humid summers and cold, foggy winters. Summer temperatures can reach up to 40 degrees C, with high humidity levels making it feel warmer, while winters are cold, with temperatures often dropping to around 0 degrees C, and the city frequently experiences fog and occasional snowfall. Spring and autumn are generally mild and pleasant, with moderate temperatures and less humidity, making these seasons ideal for outdoor activities," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

Are there good restaurants in Italy?

"Yes, Milan is renowned for its diverse and high-quality culinary scene, offering a wide range of restaurants catering to different tastes and budgets. The city boasts numerous Michelin-starred establishments, and milanese cuisine is well-represented in traditional trattorias. The city's international community also ensures a variety of global cuisines, from Japanese and Chinese to Indian and Middle Eastern," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

"Italy is blessed with innumerable excellent restaurants. My wife and I can attest to this because we lived in Milano for 1 year and then Catania for another year. We have also traveled extensively throughout Italy and recently decided to purchase a home in Como, a medium sized city blessed with many fine restaurants. The price of dining out in Italy is typically much cheaper than in the USA and the quality is far superior," remarked one expat in Italy.

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Where will I buy groceries and do other shopping in Italy?

"People living in Italy typically buy groceries from local markets, supermarkets, and specialty stores. They also do other shopping at department stores, boutiques, and online retailers. Additionally, many people in Italy enjoy shopping at local street markets, where they can find fresh produce, handmade goods, and other unique items," wrote one expat living in Italy.

"In Milan, groceries can be purchased from various supermarkets such as Esselunga, Carrefour, and Coop, which offer a wide range of products. Local markets, on the other hand, provide fresh produce, meats, and cheeses, offering a more traditional shopping experience. For other shopping needs, Milan boasts numerous shopping districts, including the upscale Quadrilatero della Moda, Corso Buenos Aires, and various malls like CityLife and Galleria Vittorio Emanuele II," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

What are the visa & residency requirements in Italy?

"Visa and residency requirements in Italy depend on your nationality and the purpose of your stay. EU/EEA citizens have the right to live and work in Italy with minimal paperwork, needing only to register with local authorities, while non-EU citizens must apply for a visa before arrival, which can be for work, study, or family reunification. Keep also in mind that long-term residency requires obtaining a permesso di soggiorno (residence permit)," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

"I have 3 Italian lawyers in the family and they will be the first ones to tell you how difficult it is to deal with the government. The website says one thing; the checklist provided by the consulate says another, etc. And then ALL of it is subject to interpretation! My cousins tried to help my brother with his citizenship paperwork to no avail. Eventually he found a specialist in Bologna and he became a citizen 3 years ago. I am using her now and even with a lawyer I have found the same problems you have experienced: conflicting information, the attitude, etc. My interview (which I attended alone but was prepped by my lawyer via Skype) was very difficult. As soon as I left, I burst into tears. Now I'm waiting for the 'verdict.' They say it could take a year for a decision," commented one expat who moved to Palermo Sicily.

"In order to obtain a visa for Italy, foreigners must contact the Italian Embassy or Consulate in their own country to obtain the appropriate visa form and find out the necessary document requirements, such as a valid passport, birth certificate, marriage certificate and proof of income. Applicants must then complete the form and make an appointment to submit the form and documentary evidence to the Embassy at the designated time. To apply for residency in Italy, applicants must first obtain a visa that is valid for at least 90 days and then register at their local police station. They must provide proof of where they will be living in Italy, proof of income and a valid passport with all relevant documents, such as a birth certificate or marriage certificate, to the police station. Upon receipt of the documents and proof of accommodation, the police station will issue the foreigner a residency permit that must be renewed every five years," said one expat.

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Are healthcare and health insurance expensive in Italy?

"Healthcare in Italy is relatively affordable due to the public healthcare system, which provides comprehensive services at low cost. Residents contribute through taxes, ensuring access to necessary medical care, including general practitioners, hospital services, and specialist treatments," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

"Health Insurance in Italy is based on the "breadwinner's" income and then a nominal amount for family members. For us: middle income retirees...c. E1600/yr total. Rx very inexpensive," commented one expat who moved to Italy.

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AGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

Learn MoreGet Quote

AGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

Learn MoreGet Quote

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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