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Real Estate in Italy | Expat Exchange
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Italy's Chianti Region South of Florence

Real Estate in Italy

By Betsy Burlingame

Last updated on Jun 22, 2023

Summary: An expat should begin their search for a home to buy in Italy by researching the local real estate market and familiarizing themselves with the different types of properties available. They should also consider their budget and the type of amenities they are looking for in a home. Homes in Italy typically include amenities such as balconies, terraces, and gardens. Many homes also have modern kitchens and bathrooms, as well as air conditioning and heating systems. Foreigners are allowed to purchase property in Italy, however, there are certain restrictions in place. For example, foreigners are not allowed to purchase agricultural land, and they must obtain permission from the Italian government before purchasing a property.

Italian For A While
Italian For A While
Italian For A While
Italian For A While

How do I find a place to live in Italy?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"We used a realtor selected by the company. After looking at around 50 apartments (one deal fell through and we had to start all over again) we were lucky enough to find an apartment in the exclusive old city. We were very fortunate," said one expat who made the move to Bergamo.

"Finding a place to live in Italy can be an exciting yet daunting task, but with a few steps, you can make the process smoother. Begin by deciding on the region or city you want to live in, as Italy offers diverse options from the bustling cities like Rome and Milan to the serene countryside of Tuscany or the coastal towns of Amalfi. Once you have a location in mind, start researching online through real estate websites such as Idealista, Immobiliare.it, and Casa.it. These platforms list a variety of properties for rent and sale, and you can filter your search by price, size, and other preferences," wrote Jake Barber from SJB Global.

SJB Global is an awarding winning regulated financial advisory firm specialising in helping expats with all areas of financial planning. All of our advisers are qualified in the UK, Europe and the US with a great understanding of the cross-border complications that expat life brings and our job is to make sure we can simplify your finances in the most tax efficient way as possible.

Click connect to have our partner, Jake, contact you via e-mail and/or phone.

SJB Global is an awarding winning regulated financial advisory firm specialising in helping expats with all areas of financial planning. All of our advisers are qualified in the UK, Europe and the US with a great understanding of the cross-border complications that expat life brings and our job is to make sure we can simplify your finances in the most tax efficient way as possible.

Click connect to have our partner, Jake, contact you via e-mail and/or phone.

"When looking for a place to live in Italy, it is important to research the cities and towns that are most suitable for your lifestyle. Consider factors such as climate, cost of living, access to necessary amenities, and commuting times. Websites such as Easy Stanza and Immobiliare provide listings of available apartments, houses and other forms of accommodation, while real estate agencies like Engel & Völkers can provide customized housing searches to match individual preferences and needs. Reading local news sources and exploring the region can also help in finding a place to live that is ideal for you," said one in Italy.

"Finding a place to live in Italy can be done through various methods, including real estate agencies and online property portals (Immobiliare.it and Idealista are popular choices). It's common to rent through an agency, which may charge a commission but help you navigate all contractual and legal aspects,"

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Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.
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What is a typical expat home or apartment like in Italy?

"A typical expat home or apartment in Italy is usually situated in a cosmopolitan area with easy access to local attractions and amenities. Expat homes and apartments typically offer welcoming open-spaced layouts with modern appliances and amenities that enhance the traditional Italian lifestyle. Although the interiors may need some updating, wooden flooring and high ceilings are often a feature of expat homes and apartments in Italy. Most expat residences feature balconies overlooking views of the surrounding city or countryside," said one person in Italy.

"We have a large country property with a 200 year-old stone farmhouse on it that we restored. We have a 100% organic 'azienda agricola' with 500 producing olive trees and 250 citrus trees with other ornamental trees and two natural water springs on it. It is heavenly. The other expats in the area are a mix of apartment dwellers and countryside lovers like us (there are just a few of us)," said one expat who made the move to Catanzaro.

"We live in a one bedroom apartment 90 sqm. While the layout for the apartment is typical the location is not. We intentionally chose to live in a more touristy, city-type area because of the nearness of restaurants, bars, shops, museums, etc," explained one foreigner living in Bergamo, Italy.

"Let's say this answer depends A LOT on your budget and where you decide to live in the city. And if you can find something. Bolognesi have found a cash cow with Airbnb," said one in Bologna.

"A typical expat home or apartment in Milan is often an apartment located in a central or well-connected neighborhood. Expats, indeed, often choose areas that are vibrant and offer a mix of residential and commercial spaces, such as Porta Venezia, Isola, or Navigli, providing easy access to work, dining, and entertainment options. As space can be limited, many apartments feature compact layouts with essential appliances such as a stove, oven, refrigerator, and washing machine," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

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Italian For A While

Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.

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Italian For A While

Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.

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What is the average cost of housing in Italy?

If you are thinking about moving to Italy, cost of living in probably a key consideration. Expats commented about the cost of housing:

"It really depends where you look. I bought a delightful old stone row house type of home, 4 bed, 2 bath with a large terrace and glorious view in a 500 yr old building for $54,000. It's definitely livable but could use upgrades. I also bought a penthouse 1 bedroom apt, tiny but with a great view and wrap around balcony on three sides one block outside of the old town in Vicenza with elevator and a garage parking spot for $110,000," said one person in Italy.

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Should I buy or rent a home in Italy?

If you have not spent a lot of time in Italy, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"We paid an attorney in Rome to ensure that the process was easy. He was expensive, but well worth the money. Without good language skills one is at the mercy of the system. Our attorney stood the ground for us when necessary," explained one person living in Minturno, Italy.

"If you are looking to experience the Italian lifestyle, buying a home in Italy may be the best option. Not only can you enjoy the beauty and cultural atmosphere of Italy, but buying a home can also be a great investment in your future. However, if you are planning to stay in Italy for a short period of time, renting a home might be the better option for you. Renting allows you to explore the country without making a long-term financial commitment, giving you the flexibility to move around if needed," said one expat in Italy.

What do I need to know when buying property in Italy?

When we asked expats what advice they would give a foreigner before buying a property in Italy, they said:

"1. Check with Italian government agencies to determine the legality of buying in a particular area. 2. Understand the local regulations and restrictions on foreign ownership. 3. Obtain a lawyer who is familiar with Italian property purchase laws and regulations. 4. Know the exact location of the property and the usable area. 5. Obtain a surveyor to validate the measurement of the property and any boundary issues. 6. Understand the recent taxes and bills paid on the property and the anticipated future taxes and bills. 7. Understand if there are any existing mortgages, liens or other debts that have to be paid in order to complete the purchase. 8. Make sure you have the funds available for the purchase and for any associated costs and fees. 9. Know when the sale is expected to be completed. 10. Understand what kind of insurance is needed to protect the property from potential losses," explained one person living in Italy.

"When buying property in Italy, it's important to understand the legal process, which includes obtaining a tax code (codice fiscale), hiring a notary, and navigating through the due diligence of property checks. Foreign buyers must also ensure they have the necessary permissions to purchase property," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

Are foreigners allowed to own property in Italy?

When we asked expats what advice they would give a foreigner before buying a property in Italy, they said...

"Yes, foreigners are allowed to own property in Italy. Non-EU citizens must obtain a permit from the Italian Ministry of Interior before they can purchase property in Italy. EU citizens are allowed to purchase property in Italy without a permit. However, they must register the property with the Italian Land Registry and obtain a tax identification number. Additionally, foreign investors may purchase property through a company registered in Italy," explained one foreigner living in Italy.

"Yes, foreigners are generally allowed to own property in Italy. However, there may be exceptions for people coming from "sensitive" countries or countries that do not grant reciprocity rights to Italian citizens. All these cases are, therefore, examined on a case-by-case basis," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

What appliances are typically included in a rental?

We asked foreigners in Italy what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"When renting a home in Italy, the typical appliances that come with the property include a refrigerator, stove, and clothes washer. Many homes also come equipped with air conditioning units and internet access. Some homes may also offer dishwashers, while others might provide access to a communal pool or gym. Additional amenities such as access to a shared garden or balcony may also be available," explained one person living in Italy.

"In Italy, rental properties often come with a basic kitchen setup, which usually includes a stove, oven, and refrigerator. It's common for rentals to be unfurnished or semi-furnished, so major appliances and furniture may need to be provided by the tenant. Always confirm with the landlord or real estate agent what is included in the rental to avoid surprises upon moving in," wrote Brian Viola from Italian For A While.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

I am a language immersion traveler—after a Gap Year in Australia, I began working to encourage this experience in my own country: Italy!

Click connect to have our partner, Brian, contact you via e-mail and/or phone.

Additional Information about Searching for a Home in Italy:

We asked foreigners in Italy what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included...

"Expats can search for homes in Italy by looking online for real estate listings, contacting local real estate agents, and searching for rental properties on websites such as Airbnb. Additionally, expats can look for homes in Italy by attending open houses, networking with other expats, and asking friends and family for recommendations," explained one person living in Italy.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Italy's Chianti Region South of Florence

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