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Retire in Saudi Arabia

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By Joshua Wood, LPC

Last updated on Feb 19, 2023

Summary: Retirees are attracted to Saudi Arabia for its low cost of living, tax-free income, and access to world-class healthcare. The country also offers a variety of cultural attractions, including ancient archaeological sites, vibrant cities, and stunning desert landscapes. The weather in Saudi Arabia is generally hot and dry, with temperatures ranging from the mid-50s to the mid-90s Fahrenheit (10-35 Celsius) throughout the year.

What is it like to retire in Saudi Arabia?

"Life for a retiree in Saudi Arabia and its surroundings can be very rewarding. Expats in Saudi Arabia typically enjoy a warm and welcoming atmosphere and many cultural attractions. The country boasts historic sites such as the ruins of Diriyah and the garden tombs of Takhasusi, which are both UNESCO World Heritage Sites. Shopping malls, markets and bazaars are widely available and vibrant. There is a thriving expat community with a variety of social and cultural recreational activities to suit a wide range of interests. For nightlife, most expats enjoy the local restaurants and lounges, as many bars and nightclubs are not available yet in the country. Additionally, retirees can find plenty of places to relax and take in some tranquil natural beauty from the kingdom’s Red Sea coastline, desert oases and majestic mountain ranges," explained one retiree living in Saudi Arabia.

"you can find anything you want, ANYwhere! Start learning the language in use before you get there," said one retiree in living in Al-Khobar, Saudi Arabia.

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What are the most challenging aspects of retiring in Saudi Arabia?

"The most challenging aspects of retiring in Saudi Arabia are gaining access to health care, adjusting to the cultural norms, and limited pension plans. Most healthcare providers in the country are affiliated with the government and in order to be eligible for coverage, individuals must meet certain criteria, such as a certain income level or full-time employment. Additionally, the cultural and social norms in Saudi Arabia can be quite different to those of other countries, which can prove to be a challenging and intimidating adjustment for some. Finally, the availability of pension plans in Saudi Arabia is more limited than in many other countries, meaning some retirees may struggle to secure sufficient financial resources to maintain a comfortable retirement," remarked one retiree in Saudi Arabia.

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What are the most rewarding aspects of retiring in Saudi Arabia?

"The most rewarding aspect of retiring in Saudi Arabia is the feeling of embraced warmth. The Kingdom is known for its generous hospitality and expats who have made the country their home can feel surrounded by family. The warm weather and diverse landscapes are a delight to experience and explore. Retirement in Saudi Arabia offers a safe and comfortable lifestyle, with excellent healthcare and a variety of cultural and recreational activities. In addition, a large and vibrant expat community encourages retirees to stay happily connected with their fellow expats. Finally, retirees can benefit from the uniquely competitive tax system and low cost of living, with offerings of affordable housing and entertainment," commented one retiree living in Saudi Arabia.

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What are healthcare services like in Saudi Arabia?

We asked retirees if they have access to good medical care in Saudi Arabia. They wrote:

"In Saudi Arabia, healthcare services are generally of very high quality. The country has a well-developed healthcare system which is government financed and supported. Public healthcare is provided free of charge at government hospitals and clinics. Private healthcare is also available and is subsidized in part by the government. There is a wide range of specialized medical services available within the country and a good selection of healthcare professionals. In addition, the country has signed bilateral agreements with many western countries in order to provide access to advanced medical technology," remarked one retiree in Saudi Arabia.

"In Arab countries, you do NOT! In Europe, you DO. In America, you DO. In South America, you DON'T. in China, they let you ROT. In Japan, they send you to the USA :-)," said a retiree who moved to Al-Khobar, Saudi Arabia.

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How do I meet people in Saudi Arabia?

When we asked people living in Saudi Arabia about club and activities where newcomers can meet others, they responded:

"There are a wide variety of things to do from bowling to scubadiving, computerclubs to western style party establishments," commented one retiree living in Khamis Mushayt, Saudi Arabia.

"As most expats which come to KSA (Kingdom of Saudi Arabia) are married, and most have children, there are ample activities to get involved in," explained one retiree living in Dhahran.

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What is life like in Saudi Arabia?

When we asked people living in Saudi Arabia what life is like and how people spend their time, they said:

"Unfortunately, Saudi Aramco is the largest employer of expats in the area - the attitude of many (particularly our North American cousins) is one of "if you're not an Aramcon, you're some sort of sub-person". This permeates throughout the social scene. Socialising is mostly done in illegal bars where work and small-town gossip is the norm,"

"Family life is really important but so are sports and socializing, to keep your sanity," explained a retiree in Khamis Mushayt.

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The insurance that travels with you. Now Health International's insurance plans offer you access to world-class healthcare facilities and treatment wherever and whenever you need it. With digital services, 24x7 customer support in different languages, and award-winning service, Now Health International will look after you no matter where you choose to go. Get a Quote from Now Health International.

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What do I need to know before retiring in Saudi Arabia?

When we asked people what advice they would give someone preparing to move to Saudi Arabia, they said:

"Only accept a job that provides accommodation on a western compound (key to access of facilites/ friends/ parties) especailly for women- it would be a nightmare for a western woman to "live out." If you have kids, ensure school fees will be paid," commented one retiree living in Jeddah, Saudi Arabia.

"Be open minded, expect little, and keep in mind what you're here for; be it the money or quality family time," explained one retiree living in Khamis Mushayt.

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What type of recreational activities are there in Saudi Arabia?

"In Saudi Arabia, recreational facilities vary greatly throughout the country. Residents have access to serene parks, sandy beaches, and plenty of outdoor activities such as camping, biking, and hiking. There is also a vibrant nightlife in several major cities with bustling restaurants, cinemas, and theatres. For those seeking additional culture, there are a variety of museums, concert halls, and archaeological sites. The Kingdom also boasts numerous golf courses, equestrian clubs, and ancestral villages. Yacht clubs, bowling allies, and sporting events are also popular, as is kite flying and falconry which is a beloved national pastime," wrote one person in Saudi Arabia.

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Where will I buy groceries and do other shopping in Saudi Arabia?

"People living in Saudi Arabia typically purchase groceries and other items from supermarkets, grocery stores, small shops, convenience stores, street kiosks, and online stores. They may also occasionally frequent local markets and souks to buy fresh produce, bread, and other items," said one person who retired in Saudi Arabia.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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