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Berlin, Germany

Cost of Living in Germany

By Joshua Wood, LPC

Last updated on Nov 27, 2021

Summary: What is the cost of living in Germany? Hear what expats, digital nomads and retirees living in Germany have to say about the cost of housing, health insurance and general living costs.

William Russell Health Insurance
William Russell Health Insurance
William Russell Health Insurance
William Russell Health Insurance

Is the cost of living in Germany high?

We asked people how much they someone comfortably live on in Germany, they wrote:

"We have 1750,- Euros, with 4 different pensions, one German and 3 English ones. I think in England we would be on the border line. One can live here without any debts on 1000 Euros easily. On a park, where we are, it is very cheap. As we only pay the site fees which are about 3.800,- Euros including Electricity and gas and water is free," said another person in Eifel .

"This would fluctuate with currency ups and downs, lifestyles location and circumstances. These vary considerably so I cannot provide an accurate figure. But, a ballpark figure for one person, to be comfortable, would be about $50,000 a year," remarked another expat in Friedrichsdorf.

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Will I save money living in Germany?

"Yes, fully, we have done well with the costs, and can even save a little every month. We do live anyway, practically, but we go often out for meals and days out. In UK this would have been difficult with our pensions," added another person living in Eifel .

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What is the average cost of housing in Germany?

If you are thinking about moving to Germany, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Lower here than the SF bay area. Cost is area dependent although Munich has the highest rents in Germany. Rents are now around 1,000 euro for a 2 room apartment (living room and bedroom) cold. You may have to install your own kitchen and lighting. Buying in our area is about 5,000 euro per quadra meter (10,75 sq. ft.) We don't have a car, rent as needed, saves 60-100 per month on garage fees," said another expat in Munich.

"Housing is much more expensive in Germany. As mentioned above, it has to do with an inefficient system like every other system in a socialist country like Germany. You name it, expect it to be inefficient or much more inefficient," added another person living in Frankfurt.

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William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGET A QUOTE

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Berlin, Germany

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